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Purpose: State: Loan Amount: Loan Type: Points:
$ GO
Institution Payments Rates Apr Points Fees Last Update   Phone
AimLoan.com – A Direct Lender $1122.61 3.500% 3.703% 1.697% $1950.00 10/07/2011
AimLoan.com – A Direct Lender $1157.79 3.750% 3.814% 0.000% $1950.00 10/07/2011
AimLoan.com – A Direct Lender $1140.13 3.625% 3.754% 0.789% $1950.00 10/07/2011
Data provided by Informa Research Services click here for details

Current Mortgage Rates


Buyers in Providence and Newport can access Rhode Island Mortgage Rates for a variety of homes. Thanks to low fixed mortgage interest rates, it is an advantageous time to shop throughout the state.

Providence serves as the state capital and the largest city. Home prices here have an average list price of $281,000. It is possible to obtain a 30-year fixed mortgage with rates of 3.85 to 4.41 percent APR in the Providence metropolitan area.

In contrast, Newport’s homes have an average list price of $927,000. The buyers here can also obtain a 30-year fixed mortgage with rates as low as 3.85 percent APR. To put this into context, the national average for this sort of mortgage is 4.30 percent.

With an average list price of $249,700, Warwick offers less expensive homes. A 15-year fixed mortgage can be located with rates of 3.30 to 4.13 percent APR.

Bargain hunters in West Warwick can find the same sort of rates for 15-year fixed mortgages. The low of 3.30 percent is below the national average of 3.47 percent. Homes in the West Warwick area have an average list price of $175,900.

Rhode Island Mortgage Rates are offered throughout the state. Like Providence, Pawtucket has a 30-year fixed mortgage with rates in the range of 3.85 to 4.41 percent APR. While homes have an average list price of $160,700 in the area, the average sales price has recently dropped to $139,000.

Cranston is another city with low fixed mortgage interest rates. Although the 40-year fixed mortgage is not as popular as the 30-year fixed mortgage, it is offered with a rate of 4.58 percent APR. The average list price of homes in Cranston has increased to $268,100.

In Westerly, the average list price for homes has dropped to $834,300. In addition to the 40-year fixed mortgage, it is possible to find variable rate mortgages. A 5/1 ARM can have rates of 3.08 to 3.36 percent APR here. Similarly, buyers in South Kingston can find a 7/1 ARM with a rate of 3.15 percent APR.

It is difficult to ignore Rhode Island Mortgage Rates since they have become so low. Those seeking fixed mortgage interest rates in Providence and Pawtucket should be able to find something appropriate from various lenders.

4.25% 30 Year Fixed Rate
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