Current Mortgage Rates

Even when primary season is over, New Hampshire Mortgage Rates should still draw attention to the area. Compared to neighboring states in New England, New Hampshire has homes that are relatively affordable. A variety of mortgage rates are available in areas like Manchester and Concord, including fha mortgage rates.

Manchester is the state’s largest city and has a number of fine homes for sale. The average list price of a home in the Manchester metropolitan area is just $191,300. This is quite low compared to Boston or other cities in nearby states. A 30-year fixed mortgage can range from 4.10 to 4.66 percent APR, while fha mortgage rates can be as low as 4.72 percent.

The state capital of Concord has seen homes listed for an average of $224,900. As in Manchester, buyers can find a 30-year fixed mortgage for as low as 4.10 percent. This rate is below the national average of 4.37 percent. A 15-year fixed mortgage is available with rates of 3.33 to 4.29 percent APR.

Nashua, located in Hillsborough County, is the state’s second largest city. New Hampshire Mortgage Rates are reasonable here, too. The 15-year fixed mortgages offered here have rates similar to those of Manchester. Another option in Nashua is the 20-year fixed mortgage, which has rates of 3.89 to 4.42 percent APR.

Home buyers might want to stop at Hanover, which has been called one of the best American cities to live in. A 5/1 adjustable rate mortgage can range from 2.72 to 3.34 percent APR here.

For home buyers in Portsmouth, the 5/1 ARM can be acquired for as little as 2.72 percent. This makes Portsmouth’s lowest rate below the national average of 3.07 percent.

The Claremont-Plymouth region has a 7/1 ARM with rates of 2.93 to 3.25 percent APR. $217,500 is the average list price of homes in the Claremont metropolitan area. The Berlin-Laconia area has similar rates for its variable rate mortgages. Homes in the Berlin metropolitan area have an average list price of $129,900.

Keene and the surrounding area offer homes with an average list price of $199,000. While the national average for the 7/1 ARM is 3.23 percent, buyers in Keene can access rates as low as 2.93 percent.

New Hampshire Mortgage Rates are making homes easier to buy in Manchester and Concord. Residents of the Granite State should look into local fha mortgage rates and other choices.