Get the lowest mortgage rate from a approved lender.
Loan Type Type of Home Credit type
Or search local mortgage rates on our rate tables.
Purpose: State: Loan Amount: Loan Type: Points:
$ GO
Institution Payments Rates Apr Points Fees Last Update   Phone
ABBA First Mortgage, Inc. $1157.79 3.750% 3.776% 0.000% $795.00 10/05/2011 – A Direct Lender $1140.13 3.625% 3.754% 0.789% $1950.00 10/07/2011 – A Direct Lender $1157.79 3.750% 3.814% 0.000% $1950.00 10/07/2011 – A Direct Lender $1122.61 3.500% 3.703% 1.697% $1950.00 10/07/2011
Data provided by Informa Research Services click here for details

Current Mortgage Rates

North Carolina Mortgage Rates are encouraging people in Charlotte and Raleigh to buy homes. A variety of mortgages are available across the state, from the 30-year fixed mortgage to the popular 5/1 adjustable rate mortgage. A mortgage rate calculator can provide helpful assistance in determining the most appropriate type of home loan in the Tar Heel State.

As the state’s largest city, Charlotte features homes with an average list price of $159,000. Overall, the average list price of homes in the state is $187,900. A 30-year fixed mortgage is available in Charlotte with rates of 3.97 to 4.54 percent APR.

Raleigh is the state capital. The average list price of homes here is $189,900. This is a slight decrease compared to last year. Like Charlotte, Raleigh offers a 30-year fixed mortgage with rates as low as 3.97 percent.

The largest city in the western part of the state is Asheville. Area homes have an average list price of $229,000. A 15-year fixed mortgage with rates of 3.30 to 4.70 percent APR is available here. Asheville’s rates can be lower than the national average of 3.48 percent.

Cary is located near Raleigh and has been named one of the best places to live by a national magazine. A home here has an average list price of $300,000. The 15-year fixed mortgage rate starts at 3.30 percent.

Chapel Hill is another area with beneficial North Carolina Mortgage Rates. A 5/1 ARM can be obtained with rates of 2.73 to 3.36 percent APR. Homes in Chapel Hill have an average list price of $369,000.

Both Duke University and North Carolina Central University are located in Durham. A 5/1 ARM with the same rates as the one in Chapel Hill is available. Homes in Durham have an average list price of just $175,000.

The Elizabeth City-Murfreesboro area features homes with an average list price of $169,900. The 7/1 ARM has rates of 2.94 to 3.34 percent APR here, while the national rate is 3.21 percent.

Meanwhile, $131,500 is the average list price of homes in the Winston-Salem area. A 7/1 ARM here can be as low as 2.94 percent. A 5/1 ARM has rates of 2.73 to 3.36 percent in Winston-Salem.

Those seeking home loans in Charlotte or Raleigh can compare rates with a mortgage rate calculator. With North Carolina Mortgage Rates remaining low, now is a favorable time to consider a new home.

4.25% 30 Year Fixed Rate
Loan Amount
Loan Type