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Purpose: State: Loan Amount: Loan Type: Points:
$ GO
Institution Payments Rates Apr Points Fees Last Update   Phone
US Wide Financial $1157.79 3.750% 3.794% 0.501% $95.00 10/07/2011
US Wide Financial $1140.13 3.625% 3.751% 1.501% $95.00 10/07/2011
US Wide Financial $1175.59 3.875% 3.878% 0.000% $95.00 10/07/2011
Data provided by Informa Research Services click here for details

Current Mortgage Rates

Potential homeowners in the Midwest should know that Missouri Mortgage Rates give them quite an advantage. Some of the best mortgage rates in recent times are available in locations as diverse as St. Louis, Kansas City and Springfield.

St. Louis is one of the state’s largest metropolitan areas. Homes in the area have an average list price of $150,000. For buyers intent on a 30-year fixed mortgage, the rates can range from 4.13 to 4.59 percent APR. The lower end of the scale is below the national average of 4.41 percent.

Kansas City is well known for the quality of its barbecue restaurants. Its mortgage rates are additional points in its favor. Like St. Louis, the low end for a 30-year fixed mortgage is just 4.13 percent. Buyers who are searching for a 15-year fixed mortgage can find rates of 3.26 to 4.02 percent APR. Lately, the city’s homes have had an average list price of $154,900.

Despite the tornado that affected Joplin, home prices there are still advantageous. A buyer in the Joplin metropolitan area can look forward to homes with an average list price of $117,500. As in Kansas City, the 15-year fixed mortgage can be found for as low as 3.26 percent. This rate is a bargain compared to the national average of 3.63 percent.

Springfield is another area with good Missouri Mortgage Rates. A 5/1 adjustable rate mortgage is available with rates of 2.66 to 3.33 percent APR. $125,900 is the average list price of homes in the Springfield region, making it one of the less expensive areas of the state.

Tourist attractions and an abundance of recreational areas ensure that Branson remains lively. Homes here are more expensive compared to Springfield, with an average list price of $164,900. A 5/1 ARM is available with rates of 3.18 to 3.33 percent.

Independence, located in the western part of the state, has a 5/1 ARM with rates of 3.18 to 3.75 percent APR. In contrast, a 7/1 ARM can range from 3.24 to 3.68 percent.

Columbia is the site of the University of Missouri. Homes in this area have an average list price of $159,900. A 7/1 ARM may range from 3.24 to 3.33 percent.

Thanks to factors like its natural beauty and affordable homes, Missouri has broad appeal. Homeowners in St. Louis, Branson and elsewhere will also appreciate some of the state’s best mortgage rates.

4.25% 30 Year Fixed Rate
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