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Loan Type Type of Home Credit type
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Purpose: State: Loan Amount: Loan Type: Points:
$ GO
Institution Payments Rates Apr Points Fees Last Update   Phone
AimLoan.com – A Direct Lender $1122.61 3.500% 3.703% 1.697% $1950.00 10/07/2011
AimLoan.com – A Direct Lender $1157.79 3.750% 3.814% 0.000% $1950.00 10/07/2011
AimLoan.com – A Direct Lender $1140.13 3.625% 3.754% 0.789% $1950.00 10/07/2011
Data provided by Informa Research Services click here for details

Current Mortgage Rates


Colorado mortgage rates are at an incredibly low level. The average rate for a thirty year fixed rate mortgage on a single family home is hovering right around 4.49%, and the average rate for a fifteen year fixed rate mortgage is a little over 3.5%. The mortgage rates today are still at historically low levels. The Colorado mortgage rates that are available to you will depend on the geographical area where the property is located that you wish to buy or refinance, and the type of property you have chosen. Your credit history and level of income documentation will also play a large role in determining the interest rate for which you qualify.

The state of Colorado has many different geographical and cultural areas where you can purchase a primary residence or a vacation home. The large cities of Denver, Boulder and Colorado Springs have many different sizes and styles of single family homes for sale. Like the properties in many cities, the sale prices of Colorado homes are quite low because the market is saturated. It is a buyer’s market. If you choose a standard size and style of home to buy, and your credit and income history are good, you will qualify for some of the most competitive rates on the market today.

If you are currently in the market for a second home, a vacation home or a ski condo, your rates will be higher than they would be if you were purchasing a single family residence. Colorado has many wonderful areas for vacationing. The ski areas offer some of the best skiing in the world. There are a number of luxury condo complexes in all of the major ski areas where you can find condos of various sizes and configurations. Do remember that if you are in the market for a condo, the mortgage rates today will be a little higher, and the condo complex itself must be approved by the lender or by FHA, depending on the loan package that you choose.

A professional mortgage loan officer will be able to guide you through the process of obtaining a mortgage loan. There are different underwriting rules for different types of properties. If you are purchasing a standard single family home, the underwriting guidelines will be pretty cut-and-dry. If, on the other hand, you are in the market for a second home or a vacation property in Colorado, the qualification process may be more involved. A professional loan officer will be able to assist you in obtaining some of the best Colorado mortgage rates on the market today given your individual credit and property profile.

4.25% 30 Year Fixed Rate
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