4.25% 30 Year Fixed Rate
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Purpose
State
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Loan Type
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FreeRate.com
Refinance
Purchase
Program

Program Rate APR
30-Yr fixed 4.750 % 0.7 to 1
15-Yr fixed 3.750 % 0.7 to 1
5/1 ARM 3.125 % 0.7 to 1
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How I Found A Great Loan

When I was looking for a loan, I knew that I needed to get the best rates that I could. My job does not pay me that much more than I need to get by, so saving money has just become a part of the way that I live. I try to save it as much as possible, and getting low rates is just one way to reduce my monthly payment. I knew that I needed the money, that there was no way out of the purchases that I needed to make, but that did not mean, I decided, that I had to go broke to make it all happen. I found the best jumbo loan rates on the market so that my budget could survive.

The mortgage rates current companies can provide are very competitive since there are a number of places to search. I realized this very quickly when I began looking into what was available, and it helped me to go to multiple lenders and see what they had to offer. When I looked in different directions, I was able to get a feel for what the market was really like. I had no idea what to expect before I started my search, so educating myself was a must. This was too big of a decision for me to make it without knowing everything about the different loans.

After I knew what was out there, I began talking to multiple companies. I needed to find out who had flexible jumbo loan rates and who did not. Some companies refused to change the rates for me, so I did not work with them. Others said that they would do everything in their power to get me a rate that I could afford, so I kept asking questions. These were the companies that were best to work with since they really cared about working with me, not just telling me how it would be if I borrowed from them.

Once I got to that stage, it was easy to make a decision. The mortgage rates current companies have to offer are not all equal, but I found a few of them that were close. I simply chose the company that offered me the best deal to fit my lifestyle. I also considered how friendly they were and how eager they seemed to provide me with the information that I wanted.