4.25% 30 Year Fixed Rate
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Program Rate APR
30-Yr fixed 4.750 % 0.7 to 1
15-Yr fixed 3.750 % 0.7 to 1
5/1 ARM 3.125 % 0.7 to 1
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10/14 Mortgage Rates

Mortgage rates are at all time lows at this point in time. Current mortgage rates are at the lowest that they have ever been historically. Because of this, it is a great time to refinance your home in order to lock in a mortgage at a lower interest rate. You just never know if rates will continue to drop or if they will start to climb. Why take a chance?

If you have a high interest mortgage loan, you will definitely want to check out the lower mortgage rates that are available now for borrowers. Your credit history may not even need to be great in order to take advantage of the great current mortgage rates. Even if you have less than stellar credit, you can probably get a mortgage loan at a lower interest rate than your current loan.

Like most people, you may be looking for ways to save money and economize. Refinancing your mortgage can help you to save money each month by reducing your mortgage payment. A lower interest rate loan translates into a lower mortgage payment each month for you! This extra money can be used to pay off bills or just to put money aside for a rainy day.

You may be worried that refinancing your mortgage will mean a lot of extra work and hassles. The truth is that refinancing doesn’t have to be a lot of work or mean a lot of hassles. In fact, your lender will be able to help you with the process and the paperwork. You will probably be surprised at how quick and easy it is to re-finance your property.

Of course, there are many different companies that will refinance your mortgage. Take your time and do some research in order to choose the company that is right for you. Chances are that you will be relieved after you have refinanced your property and you will enjoy having extra cash each month in your bank instead of giving that cash to your mortgage company. Do not delay. Start saving money today by looking into refinancing your mortgage.